Travel Insurance

Telephone: 0330 041 8266

Opening hours: Mon - Fri 9am - 5:30pm

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Eligibility conditions

To be covered by this policy we assume:

  • you are 18 years of age or over at the date of buying the policy
  • you and all persons to be insured must have an address in the United Kingdom, the Channel Islands (excluding Guernsey) or the Isle of Man and have lived there for at least six of the last 12 months
  • you and all persons to be insured are registered with a GP in the part of the United Kingdom, the Channel Islands (excluding Guernsey) or the Isle of Man where you live
  • you must not be travelling against the latest FCDO advice
  • you and all persons to be insured are in the United Kingdom, Channel Islands or the Isle of Man when the policy is purchased and have not started a trip
  • you confirm you have answered all questions accurately and in full, as not doing so may invalidate your cover and may affect any future claims you make.
  • you and all persons to be insured will obtain any recommended vaccines, inoculations, or medications prior to your trip.

Travel Dates

select the date you go
select the date you return

Europe

This includes cover for travel to: Aland Islands, Albania, Andorra, Armenia, Austria, Belarus, Belgium, Bosnia-Herzegovina, Bulgaria, Channel Islands (including Guernsey, Jersey, Alderney, Sark and Herm), Chechnya, Croatia, Cyprus, Czech Republic, Denmark (including Faroe Islands), Egypt, Estonia, Finland, France (including Corsica), Georgia, Germany, Gibraltar, Greece (including Greek Isles), Greenland, Hungary, Iceland, Italy (including Aeolian Islands, Sardinia, Sicily), Kosovo, Latvia, Liechtenstein, Lithuania, Luxembourg, Macedonia, Malta, Moldova, Monaco, Morocco, Netherlands, Norway (including Jan Mayen, Svalbard Is), Poland, Portugal (including Azores, Madeira Islands), Romania, Russia (West of the Urals), San Marino, Serbia/Montenegro (including Kosovo), Slovakia, Slovenia, Spain (including Balearic Islands, Canary Islands), Sweden, Switzerland, Tunisia , Turkey, Ukraine, UK Area (Great Britain and Northern Ireland), The Republic of Ireland and Vatican City.

Please note: This policy excludes travel to countries or regions which the Foreign, Commonwealth and Development Office (FCDO) have advised against travelling to. It is recommended that, before travelling, you check the foreign travel advice area provided by the FCDO which can be found at www.gov.uk/foreign-travel-advice.

Worldwide

Travel anywhere in the world. Please note: This policy excludes travel to countries or regions which the Foreign, Commonwealth and Development Office (FCDO) have advised against travelling to. It is recommended that, before travelling, you check the foreign travel advice area provided by the FCDO which can be found at www.gov.uk/foreign-travel-advice.

Worldwide Excluding USA, Canada, Mexico, Caribbean

Travel anywhere in the world, except USA, Canada, Mexico, Caribbean. Please note: This policy excludes travel to countries or regions which the Foreign, Commonwealth and Development Office (FCDO) have advised against travelling to. It is recommended that, before travelling, you check the foreign travel advice area provided by the FCDO which can be found at www.gov.uk/foreign-travel-advice.

Australia & New Zealand

This includes cover for travel to Australia and New Zealand.

Travellers

Individual - One person who is 18 years of age or over.

Couple - You and your spouse, including a civil partner or cohabitee

Family - You, your spouse (including civil partner or cohabitee) and up to 4 of your children aged 17 years and under(age at time of purchase). Cover is provided for single parent families and up to 4 of your children aged 17 years and under. In this description, 'children' includes children, step-children, adopted children, foster children and grandchildren.

Group - A group of individuals travelling together, who may not be related. A group can be up to 7 people

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Please select a gadget cover level

Options

You can tailor your cover by adding one or more of our cover options. A summary of the cover provided will be shown when that cover is selected but please refer to the policy wording for full details, terms and exclusions. It's really important that you read this to make sure you understand what is and isn't included.

Winter Sports
Protect yourself against accidents whilst skiing, snowboarding and other winter activities. Even covers aspects such as piste closure and your equipment. This option is only available to policyholders aged 64 years and under. Under Annual Multi Trip, your cover is for up to 24 days in total in any one insurance period.

Golf Cover
If you're planning a golfing holiday, you can cover your golfing equipment against loss, theft, damage or delay. We even cover your green fees if you can't play due to illness or injury.

Wedding Cover
If you’re getting married abroad then this add on will cover your wedding attire against loss, damage, theft or destruction and protect other aspects including your rings, gifts, wedding photographs and video.

Cruise Cover
If you're heading off on a cruise then our Cruise Cover is a must, as our standard policies do not provide cover for this specific trip type. Along with the standard policy benefits you’ll also be covered for a range of specific issues including cabin confinement, missed excursions, itinerary changes, as well as increased levels of baggage cover.

Gadget
You can choose to protect your gadgets while you're on your trip (including but not limited to mobile phones, laptops, tablets and smartwatches) against loss, theft and damage to the limit selected. Please be aware this is not a 'new for old' policy and drones are not covered. For more information, please refer to the policy wording.

Sports & Activities
If you’re taking part in sports and activities not covered as standard, this is the package for you. Please see the list of additional activities that can be insured – some restrictions may apply. We can’t cover participation in competitions.

Medical Declaration

A medical condition should be declared if you or anyone to be insured under this policy:

  1. Is suffering from a medical condition for which he/she:

    1. should have sought medical advice?
    2. is under investigation?
    3. is awaiting investigation, a medical procedure or in-patient hospital treatment?
    4. is waiting for test results?
    5. has been given a terminal prognosis?

  2. Is suffering from a medical condition which he/she knows will require medical treatment during an insured journey?

  3. Is intending to travel to get medical treatment abroad?

  4. Has at any time during the last five years been treated for alcohol or drug addiction?

  5. Is suffering from a psychiatric or psychological condition?

  6. Has ever suffered from:

    1. A cardiovascular or heart-related condition such as a heart attack, angina, chest pain or hypertension?
    2. A lung or respiratory-related condition (not including stable, well-controlled asthma if there is no other medical condition)?
    3. Any form of cancer whether in remission or not?
    4. A cerebro-vascular condition such as a stroke or T.I.A. (transient ischaemic attack)?
    5. A renal condition or diabetes?

  7. In the 12 months before the purchase of this policy and until the start of any insured journey has suffered from a medical condition for which he/she:

    1. is being prescribed regular medication?
    2. is receiving treatment of any kind?
    3. has required an organ transplant or required dialysis?

You are able to cover certain medical conditions under this policy. Please click on the information button for details of what pre-existing medical conditions you must disclose.

Pre-existing medical conditions should be declared if you or anyone to be insured under this policy would answer “Yes” to the above questions. By answering them, you confirm you have the authority and will provide complete and accurate medical information about everyone to be covered. If you are unsure of any answers please contact the person who you're answering on behalf of. If you don't declare pre-existing medical conditions, it may result in part or all of a claim not being paid.

Discounts & Promotions

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